In India, the maximum withdrawal limit per transaction is RS 10,000. Many Indian ATM for withdrawal charge a Commission of 200-300 rupees. In particular, the following ATMs charge a fee for withdrawal: Icici Bank, IndusInd Bank, HDFC Bank, etc.

Below are the ATMs that do not charge a fee for withdrawals (as of February 2019):

  • State India Bank (aka SBI) – the most common ATMs are almost in every quarter. Including two ATMs in Tapovan on Badrinath road, one in Lakshmanjhula and one in Ramjhula near Chotiwala. Several ATMs are located in Rishikesh itself.
  • Baroda Bank
  • Canara Bank
  • Indian Overseas Bank
  • Kotak Mahindra Bank
  • Yes Bank

It should be borne in mind that your Bank may charge an additional fee for withdrawal. Check this question in advance in your Bank. Also, the conversion rate in different banks may vary.

For security reasons (not only in India, but in any other country), try to withdraw money from ATMs that are located at Bank branches, and preferably in the presence of a security guard.